Get an interest-free loan in under 5 minutes

Applying is easy and won't affect your credit score

Our lenders ask simple, but relevant questions and your data is kept private at all times.

Finance applications only run soft credit checks, so if your application is unsuccessful your credit score won't be affected. If you choose to accept your loan offer, a hard credit check will be carried out.

9 out of 10 of our credit decisions are instant

Our sophisticated algorithms give you a response in under 3 seconds.

If you're approved, you just need to choose when you want payments to be collected each month and you can start the loan right away.

If you're unsuccessful, you can refer the application to a friend or family member and have them apply on your behalf. Note that fewer statutory protections apply if the loan is successfully referred to a family or friend.*

Payments are taken once a month and there are no hidden fees

Once your loan starts, payments are collected every month, you can easily change your payment day online if you wish to.

You also won't get charged an extra fee for things like repaying early, or even for missing a payment.

Once your last payment is through, that's it, you're done.